by Ashley Parker In Washington this week, state lawmakers are making big decisions when it comes to consumers and their credit cards. For every transaction that involves a credit card, the merchant or business must pay a small fee to the credit card company for the convenience of using this method of payment. While credit [...]

by James Watson We have compiled 5 facts about debt negotiation to help you through the trials of fixing your debt problems.  For many of us, debt from credit cards, school loans, auto loans, and mortgages can be crushing and very few people know how to successfully negotiate debt settlement.  Learning to do this will [...]

by James Watson A New Year has started and many consumers have vowed to get their debt under control.  One such group is gathered in a meeting room taking a class from the Community Credit Counseling Service, a Non-profit based in Denver, CO.  Executive director Chad Gentry says “there has been a definite burst from [...]

by Ashley Parker The Credit Card Accountability and Disclosure Act is set to go into effect Feb. 22 causing concern for consumers and banks alike.  The new rules were created by congress in an attempt to make interest terms more predictable and manageable. The most important of these new rules states that payments will be [...]

by Brian Hall Many Americans have a significant amount of debt and find it difficult to reduce their burden. Negotiating with creditors is a good way to get your life back under control. There are a few things you need to do for this to work. Credit Statements Financial Documents like card and loan statements [...]